Mortgage & Financing Solutions Across British Columbia
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About Us
Rajveer Dandiwal is a licensed Mortgage and Real Estate Professional in British Columbia, offering integrated guidance across financing and property transactions. Through TMG The Mortgage Group Canada Inc., Rajveer provides mortgage services by comparing options across major banks, credit unions, and alternative lenders — ensuring each mortgage solution is strategically aligned with clients’ financial goals and long-term plans.
Services
Mortgage & Financing Solutions Tailored to Your Situation
Every borrower is different. Instead of forcing you into a single bank product, I look at your full picture – income, credit, goals and risk comfort – and match you with the option that makes the most sense today and in the future
Private Lending
When timing is tight or your situation is more complex, private lending can offer fast, flexible short-term solutions—such as quick closings, bridge financing, renovation funds, or support for unique properties that don’t meet standard guidelines.
B Lending
Not everyone fits the traditional bank box. If you’ve had past credit issues, high debt ratios or non-standard income, B-lenders can provide more flexible qualification rules with predictable payments. I help you understand the trade-offs so you can use B lending as a smart step toward getting back to AAA over time.
Borrow Down Payment Assistance
Saving a full down payment in today’s BC housing market can be challenging. With borrowed down payment strategies, I help you explore options where a portion of your down payment is financed – while still keeping your file strong enough for lender approval and making sure the monthly payment fits your budget.
Uninsured Mortgage Solutions
When your down payment is 20% or more, your mortgage is typically uninsured. That opens different rate and product options – but not all are equal. I compare uninsured solutions across lenders to balance rate, prepayment privileges, portability and penalties, so your mortgage keeps working for you even if life changes.
Refinancing
Refinancing can help you lower monthly payments, consolidate high-interest debt, and access home equity for renovations, investments, or education. I’ll review your current mortgage, any penalties, and your options to show you—clearly and simply—whether refinancing makes sense for you right now.
Commercial Mortgages
If you’re purchasing or refinancing commercial property – retail, office, industrial or mixed-use – you need a lender who understands business cash flow, leases and long-term plans. I work with commercial lenders who can structure financing around your business model, not just a formula, so you can grow confidently.
Business Financing
If you run a small or medium-sized business, traditional bank loans can be slow and restrictive. I help arrange business financing solutions designed for working capital, equipment, expansion or commercial property, making sure your financing supports your growth instead of holding it back.
First-Time Buyer Mortgages
Buying your first home doesn’t have to be complicated. I help first-time buyers understand their mortgage options, down payment requirements, and affordability, providing clear guidance from pre-approval to closing. By comparing lenders and structuring the right solution for your situation, I ensure your first home purchase is smooth, informed, and aligned with your long-term goals.
Real Estate Listings
Buy, Sell & Invest With a Trusted Real Estate Expert
In addition to mortgage solutions, Rajveer Dandiwal is also a highly regarded real estate professional, helping buyers, sellers, and investors navigate the BC real estate market with confidence. By combining local market expertise with deep financing knowledge, Rajveer offers clients a unique advantage — seamless guidance from property search to closing. Whether you’re purchasing your first home, selling a property, or exploring investment opportunities, Rajveer provides strategic advice, accurate market insights, and personalized service to help you make informed decisions. From identifying the right listings to negotiating the best value, every step is handled with transparency, professionalism, and your long-term goals in mind. Explore available listings below or connect to discuss buying, selling, or investing in today’s market.
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Why Work With Us
Why Homeowners Across BC Choose to Work With Rajveer Dandiwal
Happy clients
Years Mortgage & Real Estate Experience
Lenders & Financial Partners
Mortgages Funded
Rajveer walked us through every step of buying our first home. He explained all our options clearly, got us a great rate and was always quick to respond. We felt supported the whole way.
As a self-employed business owner, I wasn’t sure I could qualify. Rajveer helped structure my application properly and found a lender that understood my income. Highly recommend.
We refinanced to consolidate some debt and free up cash flow. Rajveer showed us exactly how much we’d save and handled all the details with the lender and lawyer.
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Mortgage services are provided through TMG The Mortgage Group Canada Inc., licensed in British Columbia. Real estate services are offered through Century 21. This website is intended for general information purposes only and does not constitute an offer to lend, a contract, or professional advice. All mortgage approvals, rates, and terms are subject to lender guidelines and may change without notice. Real estate information is subject to market conditions and availability.
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